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Salon owners typically need commercial liability insurance to ensure safety of customers and for the building and business. Groom your salon business with this program for beauty/barber shops with owner as operator, operators as employees or operators as independent contractors. Coverage is also available for individual operators, masseuses, manicurists, ear piercing, makeovers and facials.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate

  • Hired and Non-owned Auto

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit

  • Errors and Omissions Coverage Part - Policy Limits

  • Sexual and Physical Abuse Coverage - $50,000 per Claim/$100,000 Aggregate (higher optional limits available)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form

  • Replacement Cost or ACV

  • Building

  • Contents

  • Business Income

  • Equipment Breakdown

  • Accounts Receivable

  • Computer Equipment

  • Outside Signs

  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities

  • Inside the Premises - Robbery or Safe Burglary of Other Property

  • Outside the Premises

Let Griffith Insurance & Financial Services, Inc. help you choose a policy that will fit your individual needs.  Protecting your assets, whether personal, business or both, is our goal.